Which statement is true regarding community spouse resource allowance in Medicaid?

Prepare for the South Carolina Long-Term Care test. Utilize flashcards and multiple choice questions, each with hints and explanations. Ensure you're ready for your exam!

The statement regarding the community spouse resource allowance in Medicaid that asserts the spouse can keep all their income is accurate. Under Medicaid rules, a community spouse is the spouse of an individual who is receiving long-term care services. The community spouse is allowed to retain a certain amount of income and assets to ensure their financial well-being while the other spouse is receiving care.

In terms of income, the community spouse does not have to share their entire income with the state for the medical expenses of the institutionalized spouse. While they are required to maintain some level of resources and could have their own income, there are protections in place that allow them to retain a significant portion for living expenses.

The other statements do not accurately reflect Medicaid's regulations for community spouses. For instance, the requirement to spend half their assets on care is not a standard rule under the community spouse resource allowance provisions. Similarly, the notion that community spouses cannot have any income is incorrect, as they are entitled to retain some income. Lastly, contributing a portion of their assets is not a requirement; instead, there are specific allowances that protect a portion of the community spouse's assets, allowing them to maintain their financial independence.

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